LedgerIQ Features

Transform trial balance data into 30+ actionable financial insights with AI-powered analysis and forecasting

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30+ Analysis Modules

Comprehensive financial analysis across every dimension of your business

Core Financial Statements

Balance Sheet Analysis

Automated classification of assets, liabilities, and equity with vertical/horizontal analysis

  • Current vs fixed asset breakdown
  • Short vs long-term liabilities
  • Equity movement tracking

Profit & Loss Statement

Detailed income statement with automatic COGS identification and expense categorization

  • Revenue recognition and breakdown
  • AI-powered COGS identification
  • Operating vs non-operating expenses

Cash Flow Statement

Three-way cash flow analysis showing operating, investing, and financing activities

  • Operating cash flow from operations
  • Capital expenditure tracking
  • Financing activity classification

Comprehensive Ratio Analysis

Liquidity Ratios

  • • Current Ratio
  • • Quick Ratio
  • • Working Capital
  • • Cash Ratio

Profitability Ratios

  • • Gross Margin %
  • • Net Profit Margin
  • • ROA & ROE
  • • EBITDA Margin

Efficiency Ratios

  • • Asset Turnover
  • • Inventory Turnover
  • • Receivables Turnover
  • • Payables Turnover

Leverage Ratios

  • • Debt-to-Equity
  • • Debt-to-Assets
  • • Interest Coverage
  • • Equity Multiplier

Advanced Analysis & Forecasting

Trend Analysis

Multi-period ratio tracking with visualization to identify improving or deteriorating performance

  • Month-over-month comparisons
  • Year-over-year growth rates
  • Interactive Chart.js visualizations

Revenue Forecasting

Statistical regression models to predict future revenue with confidence intervals

  • Linear & polynomial regression
  • Seasonality detection & projection
  • R-squared model selection

DuPont Analysis

Decomposition of ROE into profit margin, asset turnover, and equity multiplier components

  • Three-factor ROE breakdown
  • Identifies performance drivers
  • Visual waterfall charts

Break-Even Analysis

Calculate break-even point with fixed/variable cost classification

  • AI-powered cost classification
  • Contribution margin analysis
  • Safety margin calculations

AI-Powered Intelligence

Advanced features that go beyond traditional financial analysis

Universal Enrichment System

AI-powered account classification engine that automatically categorizes trial balance accounts into balance sheet and income statement categories

  • Pattern recognition for account names & codes
  • Industry-standard classification taxonomy
  • Learns from user corrections
  • Manual override capability

RiQ AI Assistant

Conversational AI that answers natural language questions about your financial data in real-time

  • Natural language query interface
  • Analyzes actual uploaded data (not generic advice)
  • Explains ratio changes & trends
  • Client-side processing for privacy

Anomaly Detection

Automatically identifies unusual spikes or drops in accounts to flag potential errors or fraud

  • Statistical outlier detection
  • Variance threshold alerts
  • Period-over-period comparison
  • Visual highlighting in reports

Automated COGS Identification

AI identifies cost of goods sold accounts from your trial balance for accurate gross profit calculations

  • Keyword & code pattern matching
  • Handles inventory, purchases, direct costs
  • Manual adjustment interface
  • Enables accurate gross margin analysis

Professional Reporting

Client-ready reports and exports for presentations and further analysis

PDF Board Packs

Comprehensive financial reports with executive summaries, charts, and ratio analysis

  • Custom branding (logo, colors)
  • Select modules to include
  • Add custom commentary

Excel Exports

Detailed data tables and calculations for custom analysis in spreadsheets

  • All ratio calculations
  • Financial statement data
  • Formatted for pivot tables

Chart Images

Individual chart exports in PNG format for presentations and documents

  • High-resolution exports
  • Transparent backgrounds
  • PowerPoint-ready

Technical Excellence

Privacy-first architecture and platform compatibility

Client-Side Processing

All analysis happens locally in your browser. Your financial data never leaves your device unless you choose to export.

  • No server uploads of trial balance
  • Session storage only (cleared on tab close)
  • HTTPS encrypted connections
  • No third-party data sharing

Platform Compatibility

Works with exports from any accounting software - completely platform-agnostic

  • QuickBooks, Xero, Sage, Pandle
  • CSV & Excel file support
  • Intelligent column mapping
  • UK & international COA support

Interactive Visualizations

Powered by Chart.js with responsive, interactive charts that adapt to your data

  • Line, bar, pie, doughnut, radar charts
  • Hover tooltips with detailed data
  • Responsive design for all screen sizes
  • Export charts as images

Browser-Based

No installation required - runs entirely in modern web browsers

  • Chrome, Firefox, Safari, Edge support
  • Works on Windows, Mac, Linux
  • Automatic updates - always latest version
  • No IT maintenance required

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Transform your trial balance into 30+ actionable insights with LedgerIQ's comprehensive analysis platform

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