CodeIQ is the AI bookkeeper that does the whole job. It codes every transaction, extracts receipts and invoices, parses eBay, Amazon and PayPal settlements, classifies VAT, catches transfers and posts everything back to Xero, QuickBooks, Sage or Pandle. Each client's month, done in under two minutes.
A full month of transactions, extracted receipts, matched invoices, classified VAT and posted to the platform. No cuts.
A transaction enters the pipeline and moves through eight intelligent phases. Each one learns something the others cannot. Together they code with 95%+ accuracy, classify VAT, catch transfers and match invoices, and then post the whole lot back to your platform.
Equal and opposite amounts across accounts within a sensible window are paired as transfers, not booked twice.
OCR-extracted invoices and platform invoices are fuzzy-matched to bank transactions. Partials and adjustments supported.
Hundreds to thousands of rules discovered automatically from past coding decisions. Like 500+ bank rules, configured instantly.
16,773 crowd-sourced, PII-stripped merchant patterns contributed by the network. Every session helps the next one.
Merchant Category Codes from card-present transactions, with a universal-pattern fallback when the MCC database is silent.
Local BGE model, 768 dimensions, enriched with merchant context. No API costs, no external calls.
Every manual fix you ever made is stored and applied as an override on every future run. The system quietly gets better.
Universal classification (NV / ST / RR / EX / ZR) maps into each platform's tax code system. Reverse charge, partial exemption, zero-rate all handled.
After the eight passes (and platform-specific steps for vendor / customer matching and field validation) CodeIQ posts every line back to Xero, QuickBooks, Sage or Pandle via OAuth. Reconciled. Complete. No review clicks.
Drag the sliders for a conservative estimate based on 90% automation of routine bookkeeping work. No survey, no email, no caveats.
RiQ is the AI companion built into every IQ Suite product. In CodeIQ it double-checks the low-confidence coding, answers "why did you code this?", and handles the edge cases the pipeline left alone.
At the end of the pipeline, any transaction still sitting under a confidence threshold is handed to RiQ for a second pass. It catches the oddly-phrased supplier, the one-off adjustment, the "is this a refund or a payment?" calls.
Click any suggestion to see which phase fired, what pattern matched, what confidence it carried. If you disagree, change it. The correction is learned, applied to everything similar, and kept permanently.
Bank rules are rigid if-then statements you have to write by hand, one at a time. Historical pattern learning reads your GL history and infers the rules for you. Hundreds of them. Instantly.
The honest answers to the eleven things most accountants ask in the first five minutes.
Repeat merchants hit 100% via historical patterns. First-time ambiguous lines are where RiQ earns its keep. You can verify any batch before posting. The claim is testable in five minutes, free.
Every coded line is attributable to a phase and a confidence score. Every posting is logged. You can review, reject, re-code, and RiQ learns from each correction.
AES-256 at rest and in transit. OAuth2 platform auth, isolated processing. Session data auto-deleted. GDPR compliant. Nothing cached beyond the run.
Reverse charge, zero-rate, exempt, reduced, standard. Classified universally, then mapped per-platform into whichever tax-code system the client uses.
CodeIQ coexists with platform bank rules. Rules fire first on simple lines. CodeIQ handles everything the rules don't catch, plus invoice matching, VAT, transfers, and posting.
Refunds are matched to their original sale or purchase. Writebacks and adjustments can be booked via the invoice-matching engine. RiQ reviews anything under confidence.
Up to 10 concurrent sessions in one browser. Independent tabs, independent jobs, independent platforms. Background processing with real-time progress. Finish a ten-client week in an hour instead of two days.
Xero (bank feeds + contacts), QuickBooks (journals + reconciliation), Sage (CSV formatting), Pandle (full reconciliation pipeline). Each platform has a dedicated posting service that handles its quirks.
OAuth one-click, auto-sync of chart of accounts and VAT codes, upload a statement, walk away. No rules to configure, no mappings to build.
Historical patterns from your GL. User learning from your corrections. Network patterns from every session everywhere. Each run is better than the last.
Free account, no card, one OAuth connection, one statement. If the coding is wrong you'll know inside the first session and you'll have spent nothing.
Drop an entire month of receipts and invoices in at once. Gemini Vision pulls the amount, date, supplier, invoice number and VAT from every file, matches the extracted invoice to the corresponding bank transaction, and posts the whole lot. Replaces Dext and AutoEntry.
Upload 10+ invoices at once. PDFs, PNGs, JPGs. Drop into separate Sales and Purchase queues. A month's paperwork in minutes.
Invoice number, contact, amounts, dates, VAT, currency. Each field returned with a confidence score.
Extracted invoices are mapped to your chart of accounts with platform-specific context. Learned preferences persist per client.
Extracted invoices match to bank transactions. Exact amount matching plus fuzzy matching for partial payments, refunds, and adjustments.
A traditional bookkeeper processes one client at a time. CodeIQ runs ten concurrently, each completing in under two minutes.
Stop paying £30—80 a month for a separate merchant bookkeeping tool. CodeIQ parses the settlement CSV, breaks it into individual journal entries, AI-categorises every line, and posts alongside your regular bank transactions. One tool. One subscription.
Drop an eBay, Amazon, or PayPal CSV. CodeIQ detects the platform from headers automatically. No configuration, no field mapping.
Sales, fees (final value, FBA, promoted listings, subscription), shipping, refunds, tax withheld. Each extracted as its own journal entry. Payouts excluded.
RiQ maps each bucket to your actual chart of accounts with platform-specific context. Not generic rules, intelligent categorisation that knows "Final Value Fee" is a selling cost, not a bank charge.
Merchant transactions sit in the same review table as your regular bank lines. One review. One posting. Works with Xero, QuickBooks, Pandle, Sage.
No separate subscription. No separate onboarding. No summary-only posting. Individual transaction-level detail, included in every CodeIQ plan.
CodeIQ replaces the manual grind and a shelf of add-on subscriptions with one pass through one pipeline.
Drag in a bank statement in any format: digital PDF, scan, phone photo, CSV or Excel. We extract the data, normalise dates, auto-detect columns, then route everything through the eight-phase pipeline. No template mapping. No training.
Semantic understanding catches the matches that fuzzy strings miss. Transfers paired, invoices linked to payments, refunds matched to originals.
Your CodeIQ subscription includes the other two products. Reconcile the bank, code the book, analyse the ledger. End to end from one login.
Once CodeIQ posts, LedgerIQ reads the GL and turns it into 40+ financial analysis modules. KPIs, forecasts, ratios, anomaly detection, board-ready PDFs. No extra data entry.
Every CodeIQ plan includes ReconcileIQ and LedgerIQ. Bank reconciliation before you code. General-ledger analysis once you've posted. One login, one price.
Bank-statement matching at 5,000 TPS plus invoice-to-payment reconciliation. Universal parser reads any bank, any format.
Explore ReconcileIQ →Codes transactions, extracts invoices, classifies VAT, matches invoices, detects transfers, posts to Xero, QuickBooks, Sage or Pandle.
§ Currently viewing40+ analysis modules from a GL export. Ratios, forecasts, anomaly detection, board pack PDFs. Client-side processing.
Explore LedgerIQ →Every plan includes ReconcileIQ, CodeIQ and LedgerIQ. Start with Starter or explore tiers for practices and enterprises.
Higher credit limits for busy firms and multi-client practices. Client accounts with individual logins.
Drag and drop bank statements. Every major UK bank supported. AES-256 encryption, session-only storage.
Eight phases code every line, invoices are matched, transfers paired, VAT classified. RiQ reviews anything uncertain.
Posted directly into Xero, QuickBooks, Sage or Pandle. Reconciled. Complete. You get a CFO-level report in LedgerIQ.
We're promising a lot, aren't we?
Yeah, we get it. This sounds like every other "revolutionary" software that over-promises and under-delivers. So here's the thing: why would we make claims you can't verify?
Don't take our word for it. Take five minutes and see for yourself. Try the full IQ Suite workflow, reconcile, code, and analyse, in under ten minutes.
P.S. If we're lying about the capabilities, you'll know within ten minutes of your first upload. And it won't have cost you anything.
CodeIQ codes the transactions. But how do you know the bank and the books actually agree? ReconcileIQ matches 5,000+ transactions per second, finds every discrepancy, and pushes fixes back before you even start coding.
CodeIQ posted everything to your platform. LedgerIQ picks up the GL and turns it into 40+ financial metrics, ratios, trends, anomaly flags, and board-ready reports. No extra data entry.
The answers the honest version of your CFO would give.
Yes. This is what makes CodeIQ different. After the 8-11 processing phases code your transactions (including RiQ's Gemini-powered review), CodeIQ automatically posts them directly to QuickBooks, Xero, Sage or Pandle via secure API connections.
Your books are reconciled and complete, no manual entry required. Other tools make you click "Approve" 500 times. CodeIQ finishes the job.
CodeIQ achieves 95%+ accuracy overall, with up to 100% accuracy for repeat merchants via historical pattern matching.
The system uses 8-11 processing phases including:
The system learns from every correction, improving over time.
Absolutely. CodeIQ supports 10 concurrent sessions, allowing practices to process multiple clients at once.
Each session completes in under 2 minutes, making it possible to handle dozens of clients per hour with zero manual coding.
This scalability lets you grow your practice without hiring extra staff. CodeIQ handles the data entry, ReconcileIQ the verification, LedgerIQ the insight layer.
CodeIQ offers direct API integrations with:
Each platform has a dedicated posting service that handles its own requirements: VAT codes, multi-currency support, vendor/customer matching.
Yes. CodeIQ uses bank-grade security:
All processing happens in secure, isolated environments with enterprise-grade encryption.
Initial setup takes 30 seconds to 2 minutes:
No training required. No complex configuration. Just connect and go. One OAuth connection powers all three products, ReconcileIQ, CodeIQ and LedgerIQ.
Yes. CodeIQ includes built-in invoice OCR extraction powered by Gemini Vision AI. Drag and drop PDFs, PNGs, or JPGs, it extracts amounts, dates, suppliers, invoice numbers, and VAT automatically with confidence scores.
Extracted invoices are matched against bank transactions for one-click payment posting. No separate subscription to Dext (£24+/mo) or AutoEntry needed.
Yes. The Merchant Accounts tab parses eBay, Amazon, and PayPal settlement CSVs into individual journal entries, sales, platform fees (final value, FBA, promoted listings, subscription), shipping, refunds, and tax withheld.
Each line is AI-categorised against your chart of accounts with platform-specific context. Everything posts alongside your regular bank transactions, one review, one posting.
This replaces dedicated tools like A2X ($29—229/mo per channel) and LinkMyBooks (£13—249/mo), included in every CodeIQ plan at no extra cost.
One subscription. ReconcileIQ verifies. CodeIQ codes. LedgerIQ analyses. Join UK accountants automating their entire workflow.