How to Convert a Wise PDF Bank Statement to CSV or Excel
Wise (formerly TransferWise) multi-currency accounts generate PDF statements that span multiple currency balances in a single document. Whether you need clean GBP transactions for your UK bookkeeping or a full export across all currencies, here's how to convert Wise PDFs into structured CSV or Excel data — for free, in under a minute.
The Problem With Wise PDF Statements
Wise is built for multi-currency banking. That's its strength — but it makes PDF statements significantly more complex than a typical high street bank. A single Wise statement can contain GBP, EUR, USD, and a dozen other currency balances, each with their own transaction history, running balances, and conversion entries.
Copy-pasting from a Wise PDF into Excel produces a mess. Currency sections bleed into each other, conversion transactions split across multiple lines, and fees get tangled with the amounts they relate to. For freelancers or businesses that need to isolate one currency for their accounting records, manual extraction from a multi-currency PDF is painfully slow.
Wise does offer CSV downloads from the web app, but the export has limitations. Date ranges can be restrictive, the multi-currency output mixes all currencies into one file without clear separation, and the format doesn't always match what accounting software expects on import.
Quick answer: Use ReconcileIQ's free PDF converter. Select Wise, upload your PDF, and download clean CSV or Excel output with currencies clearly labelled. No signup, no email, no cost.
How to Convert Your Wise Statement (4 Steps)
- Open the converter tool
Go to bankreconciler.app/tool and click the PDF to CSV converter section. - Select Wise from the bank dropdown
This tells the parser to expect Wise's multi-currency statement layout, including currency sections, conversion entries, and fee breakdowns. - Upload your PDF
Drag and drop or click to browse. The tool processes the file instantly in your browser. Your statement data never leaves your computer. - Download your CSV or Excel file
Review the extracted transactions on screen. Each row includes the currency, so you can filter to GBP or any other currency after download. Export as CSV (for accounting software) or Excel (for spreadsheet analysis).
Privacy note: The converter runs entirely in your browser. Your Wise statement is never uploaded to any server. The data stays on your machine throughout the process.
What the Converter Extracts
The Wise parser extracts these fields from your PDF statement:
- Date — transaction date in a clean, sortable format
- Description — payee or payer name, transfer references, and conversion details
- Amount — transaction amount with debits and credits clearly separated
- Currency — the currency code (GBP, EUR, USD, etc.) for each transaction
- Running balance — balance after each transaction within its currency
Currency conversion transactions are extracted with their full details, including the exchange rate and any Wise fees. Multi-line descriptions are merged correctly, and amounts with various currency symbols are normalised into clean numeric values.
Can I Download Wise Statements as CSV Directly?
Yes — Wise does offer CSV exports from the web app. Log into your Wise account, go to the Statements section, and you can generate a CSV for a selected date range and currency balance. However, there are practical limitations:
- Date range restrictions — older transaction history may not be available for direct CSV export
- Multi-currency complexity — if you hold multiple currencies, you need to export each balance separately, or deal with a mixed-currency file that most accounting software cannot import cleanly
- Format inconsistencies — the CSV format from Wise doesn't always match the column layout that Xero, QuickBooks, or Sage expect, requiring manual reformatting before import
- Conversion entries — currency conversions can appear as both an outflow and an inflow across two currency balances, which creates confusion in a combined export
Alternative: Wise API and Integrations
Wise offers a business API and direct integrations with some accounting platforms (including Xero). If you use Wise Business, you may be able to connect it directly to your accounting software for automatic bank feed imports. However, this requires a Wise Business account, and the integration doesn't cover all platforms. For personal Wise accounts, or for platforms without a direct integration, PDF conversion remains the most practical route.
Wise Statement Formats
Wise PDF statements vary depending on your account type and activity:
- Wise Personal — multi-currency statement showing all active currency balances, each with their own transaction section and running balance
- Wise Business — similar multi-currency layout with additional detail for batch payments, team member transactions, and merchant payments
- Single-currency statements — if you request a statement for just one currency balance (e.g. GBP only), the PDF contains only that currency's transactions
- Currency conversions — conversion transactions show the source amount, target amount, exchange rate, and Wise fee as part of the transaction description
The converter handles all common Wise statement formats. If you encounter a layout that isn't parsed correctly, the tool falls back to a generic PDF parser that works with any bank.
What to Do With Your CSV Data
Once you have clean CSV data from your Wise statement, you can:
- Import into accounting software — Xero, QuickBooks, Sage, FreeAgent, and Pandle all accept CSV bank imports. Filter to GBP first if your accounting is UK-based
- Reconcile in ReconcileIQ — upload alongside your accounting data to automatically match and reconcile
- Isolate currencies for tax — filter the CSV by currency column to separate GBP transactions for HMRC, EUR for European VAT, or USD for US tax filings
- Code in CodeIQ — if you're a bookkeeper, CodeIQ can automatically code transactions to your chart of accounts, classify VAT, and post back to your platform
- Track conversion costs — analyse Wise fees and exchange rates over time in Excel to understand your true cost of international payments
Convert Your Wise Statement Now
Free, instant, and private. No signup required. Handles multi-currency statements cleanly.
Open PDF ConverterFrequently Asked Questions
Yes, Wise offers CSV exports from the web app under Statements. However, the date range is limited, multi-currency handling can be messy, and the format doesn't always match what accounting software expects. Converting the PDF statement often produces cleaner, more structured data that imports without reformatting.
The PDF converter extracts all transactions with their currency clearly labelled in a dedicated column. Once you have the CSV, open it in Excel and filter the currency column to show only GBP rows. This gives you a clean GBP-only dataset ready for UK accounting, HMRC submissions, or import into your bookkeeping software.
Yes. Currency conversion transactions are extracted with their full details, including the amounts in both currencies, the exchange rate applied, and any Wise fees. This makes it straightforward to reconcile conversions and track the true cost of international transfers.
Yes. The CSV output is formatted with clean dates, descriptions, and amounts that import directly into Xero, QuickBooks, Sage, FreeAgent, Pandle, and other accounting platforms. For multi-currency Wise accounts, filter the CSV to the relevant currency (e.g. GBP) before importing into your UK accounting file.