
Bank Reconciliation Software
Upload bank statements, match transactions automatically, and push corrections directly to your accounting software. PDF converter for 17+ UK banks with API integrations for QuickBooks, Xero, Sage, and Pandle.
What ReconcileIQ does
Professional bank reconciliation software with automated transaction matching and direct integrations
PDF Bank Statement Converter
Converts PDF statements from 17+ UK banks (Lloyds, HSBC, NatWest, Monzo, Starling, etc.) into reconciliation-ready CSV format.
Automated Matching
Processes thousands of transactions per second using pattern recognition to match bank transactions with accounting records.
Direct Integration
One-click push corrections directly to QuickBooks, Xero, Sage, or Pandle. No manual data entry required.
Works with your existing tools
Connect with the accounting software and banks you already use
Accounting Software

Supported UK Banks (PDF Converter)
Don't see your bank? Contact us and we'll add it within 48 hours.
How ReconcileIQ works
Three ways to reconcile: Upload PDFs, connect via API, or use traditional CSV/Excel files
Choose Your Input Method
Option A: Upload PDF bank statements - auto-converts 17+ UK banks
Option B: Connect via API for real-time sync with QuickBooks/Xero/Sage
Option C: Upload CSV/Excel files traditionally
Processing and Analysis
The system automatically detects columns, converts PDFs, maps fields, and prepares your data. For API connections, everything syncs in real-time with minimal manual configuration.
Automated Reconciliation
Run the reconciliation process to match transactions automatically. The system handles complex matches, batch payments, and date variations using pattern recognition algorithms.
Review and Export
Review the results: matched transactions, missing entries, and discrepancies. For API connections, push corrections back to your accounting software. Export reports in PDF or CSV format.
Professional Features
Advanced features designed for professional reconciliation workflows
Smart Transaction Matching
Our AI engine intelligently matches transactions even with:
- Different dates (handles processing delays)
- Varied descriptions (fuzzy matching technology)
- Batch payments (splits automatically)
- One-to-many & many-to-one matches
Universal Bank & Software Support
Works with EVERY UK bank and ALL accounting software:
PDF Support:
- • Lloyds, HSBC, NatWest
- • Barclays, Santander
- • Monzo, Starling, Tide
- • Metro, Wise, Halifax
- • + 10 more banks
Direct API:
- • QuickBooks
- • Xero
- • Sage
- • Pandle
- • FreeAgent
No more manual data entry. Ever.
Comprehensive Reporting Suite
Generate professional reports that impress clients and satisfy regulators:
- Detailed reconciliation reports with full audit trail
- Variance analysis and trend reporting
- Export to PDF, CSV, or Excel formats
- HMRC-compliant documentation
Bank-Grade Security & Compliance
Your data is safer with us than on your own computer:
- AES-256 encryption (same as major banks)
- ISO 27001 compliant infrastructure
- GDPR compliant & ICO registered
- Auto-deletion within minutes
SOC 2 Type II certification in progress
Pattern Recognition & Anomaly Detection
Our AI learns from millions of transactions to:
- Identify unusual transactions instantly
- Flag potential fraud or errors
- Suggest categorization improvements
- Predict cash flow issues before they happen
Plus: Unlock Financial Intelligence with LedgerIQ
Your free access includes LedgerIQ, our one-click financial analytics engine that transforms any General Ledger into strategic business intelligence
Complete Financial Analysis in One Click
LedgerIQ delivers comprehensive financial intelligence instantly:
Built for finance professionals
Whether you're an accountant, bookkeeper, or business owner, ReconcileIQ scales with your needs
Accountants & Bookkeepers
Handle more clients efficiently with automated reconciliation. The PDF converter and API integrations eliminate manual data entry for multiple client accounts.
- Multi-client workflow support
- Professional reporting
- HMRC compliant audit trails
Accounting Practices
Scale your practice with standardized reconciliation workflows. Reduce errors and free up time for advisory services across your client base.
- Team collaboration features
- Standardized processes
- Client portal access
Business Owners
Keep accurate financial records without the complexity. Upload PDFs or connect directly to your accounting software for automated reconciliation.
- Simple, intuitive interface
- Real-time financial visibility
- Anomaly detection alerts
Frequently Asked Questions
Everything you need to know about ReconcileIQ
- • Major banks: Lloyds, HSBC, NatWest, Barclays, Santander, RBS
- • Digital banks: Monzo, Starling, Tide, Mettle, Metro Bank
- • Building societies: Halifax, Bank of Scotland, TSB
- • Others: Wise, Co-operative Bank, Virgin Money
- 1. Pulls transaction data directly in real-time
- 2. Performs instant reconciliation (5,000+ TPS)
- 3. Identifies matches, missing entries, and extras
- 4. Pushes corrections back to your software automatically
- • Market establishment: Build a strong user base and become the UK standard
- • User feedback: Gather insights to perfect the platform
- • Prove value: Let you experience the ROI risk-free
- • All reconciliation features
- • PDF converter for 17+ banks
- • API integrations
- • LedgerIQ analytics suite
- • Unlimited transactions
- • Monthly statement (300-500 transactions): 0.1 seconds
- • Quarterly reconciliation (2,000 transactions): 0.4 seconds
- • Annual reconciliation (10,000 transactions): 2 seconds
- • Complex year-end (50,000+ transactions): 10 seconds
- • Encryption: AES-256 (same as major banks)
- • Infrastructure: ISO 27001 compliant AWS servers
- • Compliance: GDPR compliant, ICO registered
- • Data handling: Processed in isolated environments
- • Retention: Auto-deleted within minutes
- • Access: 2FA, OAuth2, role-based permissions
- • Time saved: 50+ hours monthly (£2,500+ value at £50/hour)
- • Error reduction: 95% fewer mistakes
- • Client capacity: 40% more clients without hiring
- • Month-end speed: 3 days → 30 minutes
- • Payback period: First hour of use
- • Full reconciliation engine access
- • PDF conversion endpoints
- • Webhook notifications
- • Batch processing support
- • SDKs for Python, Node.js, and .NET
Have more questions?
Ready to Transform Your Reconciliation?
Professional bank reconciliation software with PDF converter and API integrations for accounting professionals.
No credit card required • Setup in 30 seconds • Cancel anytime • GDPR compliant
Trusted by accounting professionals across the UK
Seamless integrations with: