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Bank Reconciliation Software

Upload bank statements, match transactions automatically, and push corrections directly to your accounting software. PDF converter for 17+ UK banks with API integrations for QuickBooks, Xero, Sage, and Pandle.

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What ReconcileIQ does

Professional bank reconciliation software with automated transaction matching and direct integrations

PDF Bank Statement Converter

Converts PDF statements from 17+ UK banks (Lloyds, HSBC, NatWest, Monzo, Starling, etc.) into reconciliation-ready CSV format.

Automated Matching

Processes thousands of transactions per second using pattern recognition to match bank transactions with accounting records.

Direct Integration

One-click push corrections directly to QuickBooks, Xero, Sage, or Pandle. No manual data entry required.

Works with your existing tools

Connect with the accounting software and banks you already use

Accounting Software

QuickBooks QuickBooks
Xero Xero
Sage Sage
Pandle Pandle

Supported UK Banks (PDF Converter)

Lloyds Bank
HSBC
NatWest
Barclays
Santander
RBS
Monzo
Starling Bank
Tide
Metro Bank
Halifax
TSB
Wise
Co-operative Bank
Virgin Money
+ More banks

Don't see your bank? Contact us and we'll add it within 48 hours.

How ReconcileIQ works

Three ways to reconcile: Upload PDFs, connect via API, or use traditional CSV/Excel files

1

Choose Your Input Method

Option A: Upload PDF bank statements - auto-converts 17+ UK banks
Option B: Connect via API for real-time sync with QuickBooks/Xero/Sage
Option C: Upload CSV/Excel files traditionally

2

Processing and Analysis

The system automatically detects columns, converts PDFs, maps fields, and prepares your data. For API connections, everything syncs in real-time with minimal manual configuration.

3

Automated Reconciliation

Run the reconciliation process to match transactions automatically. The system handles complex matches, batch payments, and date variations using pattern recognition algorithms.

4

Review and Export

Review the results: matched transactions, missing entries, and discrepancies. For API connections, push corrections back to your accounting software. Export reports in PDF or CSV format.

Professional Features

Advanced features designed for professional reconciliation workflows

Smart Transaction Matching

Our AI engine intelligently matches transactions even with:

  • Different dates (handles processing delays)
  • Varied descriptions (fuzzy matching technology)
  • Batch payments (splits automatically)
  • One-to-many & many-to-one matches
ReconcileIQ Smart Transaction Matching Dashboard
ReconcileIQ Universal Compatibility

Universal Bank & Software Support

Works with EVERY UK bank and ALL accounting software:

PDF Support:

  • • Lloyds, HSBC, NatWest
  • • Barclays, Santander
  • • Monzo, Starling, Tide
  • • Metro, Wise, Halifax
  • • + 10 more banks

Direct API:

  • • QuickBooks
  • • Xero
  • • Sage
  • • Pandle
  • • FreeAgent

No more manual data entry. Ever.

Comprehensive Reporting Suite

Generate professional reports that impress clients and satisfy regulators:

  • Detailed reconciliation reports with full audit trail
  • Variance analysis and trend reporting
  • Export to PDF, CSV, or Excel formats
  • HMRC-compliant documentation
ReconcileIQ Professional Reporting
ReconcileIQ Bank-Grade Security

Bank-Grade Security & Compliance

Your data is safer with us than on your own computer:

  • AES-256 encryption (same as major banks)
  • ISO 27001 compliant infrastructure
  • GDPR compliant & ICO registered
  • Auto-deletion within minutes

SOC 2 Type II certification in progress

Pattern Recognition & Anomaly Detection

Our AI learns from millions of transactions to:

  • Identify unusual transactions instantly
  • Flag potential fraud or errors
  • Suggest categorization improvements
  • Predict cash flow issues before they happen
ReconcileIQ AI Pattern Analysis
BONUS FEATURE

Plus: Unlock Financial Intelligence with LedgerIQ

Your free access includes LedgerIQ, our one-click financial analytics engine that transforms any General Ledger into strategic business intelligence

LedgerIQ Financial Dashboard
LedgerIQ Analytics Features

Complete Financial Analysis in One Click

LedgerIQ delivers comprehensive financial intelligence instantly:

Profit & Loss Statements
Balance Sheets
Cash Flow Analysis
20+ Financial Ratios
Revenue Forecasting
Anomaly Detection
Learn More About LedgerIQ

Built for finance professionals

Whether you're an accountant, bookkeeper, or business owner, ReconcileIQ scales with your needs

Accountants & Bookkeepers

Handle more clients efficiently with automated reconciliation. The PDF converter and API integrations eliminate manual data entry for multiple client accounts.

  • Multi-client workflow support
  • Professional reporting
  • HMRC compliant audit trails

Accounting Practices

Scale your practice with standardized reconciliation workflows. Reduce errors and free up time for advisory services across your client base.

  • Team collaboration features
  • Standardized processes
  • Client portal access

Business Owners

Keep accurate financial records without the complexity. Upload PDFs or connect directly to your accounting software for automated reconciliation.

  • Simple, intuitive interface
  • Real-time financial visibility
  • Anomaly detection alerts

Frequently Asked Questions

Everything you need to know about ReconcileIQ

Our PDF to CSV converter currently supports 17+ major UK banks including:
  • • Major banks: Lloyds, HSBC, NatWest, Barclays, Santander, RBS
  • • Digital banks: Monzo, Starling, Tide, Mettle, Metro Bank
  • • Building societies: Halifax, Bank of Scotland, TSB
  • • Others: Wise, Co-operative Bank, Virgin Money
We're adding more banks monthly based on user requests. If your bank isn't listed, contact us and we'll add it within 48 hours.
Connect your QuickBooks, Xero, Sage, or Pandle account with one click using OAuth2 secure authentication. ReconcileIQ then:
  1. 1. Pulls transaction data directly in real-time
  2. 2. Performs instant reconciliation (5,000+ TPS)
  3. 3. Identifies matches, missing entries, and extras
  4. 4. Pushes corrections back to your software automatically
No more exporting and importing CSV files - everything happens seamlessly. Your API credentials are encrypted and never stored.
We're offering full access free until January 31, 2026 for three reasons:
  • Market establishment: Build a strong user base and become the UK standard
  • User feedback: Gather insights to perfect the platform
  • Prove value: Let you experience the ROI risk-free
This isn't a limited trial - you get ALL professional features completely free. After Jan 2026, pricing starts at just £49/month (less than 1 hour of your time).
No credit card required. Ever. Sign up takes 30 seconds with just your email. You get instant access to:
  • • All reconciliation features
  • • PDF converter for 17+ banks
  • • API integrations
  • • LedgerIQ analytics suite
  • • Unlimited transactions
It's genuinely free with no hidden charges, no trial limitations, and no sneaky auto-billing.
It's genuinely that fast. Here's what it means in practice:
  • • Monthly statement (300-500 transactions): 0.1 seconds
  • • Quarterly reconciliation (2,000 transactions): 0.4 seconds
  • • Annual reconciliation (10,000 transactions): 2 seconds
  • • Complex year-end (50,000+ transactions): 10 seconds
The speed is consistent whether using PDFs, API connections, or CSV uploads. No more coffee breaks waiting for reconciliation!
Your data is safer with us than on your own computer. Here's our security stack:
  • Encryption: AES-256 (same as major banks)
  • Infrastructure: ISO 27001 compliant AWS servers
  • Compliance: GDPR compliant, ICO registered
  • Data handling: Processed in isolated environments
  • Retention: Auto-deleted within minutes
  • Access: 2FA, OAuth2, role-based permissions
We're also working towards SOC 2 Type II certification. Your data is never sold, shared, or used for anything except your reconciliation.
Based on data from our users, here's the average ROI:
  • Time saved: 50+ hours monthly (£2,500+ value at £50/hour)
  • Error reduction: 95% fewer mistakes
  • Client capacity: 40% more clients without hiring
  • Month-end speed: 3 days → 30 minutes
  • Payback period: First hour of use
One user saved £15,000 in the first month by catching duplicate vendor payments. The software literally pays for itself before you finish your first reconciliation.
Yes! We offer a RESTful API for developers who want to integrate ReconcileIQ's reconciliation engine into their own applications. Features include:
  • • Full reconciliation engine access
  • • PDF conversion endpoints
  • • Webhook notifications
  • • Batch processing support
  • • SDKs for Python, Node.js, and .NET
Contact us at [email protected] for documentation and access keys.

Have more questions?

Ready to Transform Your Reconciliation?

Professional bank reconciliation software with PDF converter and API integrations for accounting professionals.

17+ UK banks supported
Automated matching
Direct integrations

No credit card required • Setup in 30 seconds • Cancel anytime • GDPR compliant

HTTPS Security GDPR Compliant UK Hosted Data

Trusted by accounting professionals across the UK

AES-256 Encrypted
GDPR Compliant
Thousands of Active Users
Bank-Grade Security
UK Based Support

Seamless integrations with:

QuickBooks Xero Sage Pandle FreeAgent